The Seaside Blog

Presidential elections in the United States are often regarded as pivotal moments that can shape the future of the country. With each election cycle, investors and retirees may find themselves concerned about the potential impact on their investments and retirement savings. However, it's essential to separate political noise from long-term investment strategies and make informed decisions based on historical data and market fundamentals.

Social Security benefits can provide a nice income stream during retirement or in the event of a spouse's death. There are over 1800 rules to the system and understanding how benefits actually work can go a long way in helping you maximize your Social Security benefits. Today, we are going to explore two facets of Social Security program: Spousal benefits and survivor benefits and help you better understand them to help you make good decisions around your Social Security strategy.

Life is full of changes, both big and small. From the joyous occasion of a birth to the sorrowful event of a death, these moments shape our lives and require us to adapt our plans accordingly. One crucial aspect that often gets overlooked in the midst of these changes is reviewing and updating your beneficiary selections. Whether it's for life insurance, pension plans, IRAs, or other financial assets, taking the time to reassess and make necessary updates is essential. In this article, we will explore why reviewing your beneficiaries annually is so important and provide you with a step-by-step guide on how to check your beneficiary designations in the Seaside portal.

Here are "24 Things To Consider In 2024" regarding your finances & planning.

As we bid farewell to another year, it's time to take stock of the financial landscape and chart a course for success in 2024. After the turbulence of the 2022 bear market, the stock market was in recovery mode during the first half of the year, offering hope for investors. However, after peaking in late July, the market went down for three straight months on news of inflation, turbulence overseas and the economy in general. Just when it seemed like things were not improving, we had a fantastic November and December giving us a nice market increase moving into the new year.

2023 is rapidly coming to a close and with it there are things you can be doing right now to make smart moves with your money. We want to lay out some strategies and tips to help you make great year end money moves.