A comprehensive financial plan often includes an insurance and risk management analysis. This analysis will help define your cashflow needs and lifestyle expectations, and it will help you to determine how much (if any) life insurance you will need to meet your...
Economic uncertainty is causing some companies to revisit and adjust their balance sheets. Cutting expenses may involve layoffs or early retirement packages for current employees. If you find yourself in the situation where you are presented with an early retirement...
Many Americans rely on Medicare to pay for healthcare costs in retirement. Medicare is a federal health insurance program for seniors and others with disabilities and certain illnesses. There are several parts to Medicare, but we will focus on the two parts that...
Is it right for you? The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement. However, difficult times may open doors to new possibilities. Businesses are changing their ways of operating,...
It is common to compare market movements to the ebb and flow of the ocean tide (which we are temporarily missing while our beaches remain closed). These are certainly unchartered waters! Please continue reading for ways to help you navigate through the uncertainty....
While it’s never fun to watch your investments go through declines, our recommendation is to follow the plan that we put in place for you and not let your emotions take over and derail your long term goals. The reason for this advice is that, on average, 5 years...